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When the dealer’s upcard is an ace, she will ask players if they want to make the insurance wager, which is a side bet in which players are betting that the dealer’s hole card will be a ten-value card. Players can make an insurance bet less than or equal to one-half of the initial bet made on the hand. To make the insurance bet, simply place your chips on the insurance line, which is located right above the player’s betting spot. You win your insurance bet if the dealer has a ten-value card in the hole. A winning insurance bet pays off at 2 to 1 odds. If you're playing for money, or in the casino, the dealer will ask you if you want insurance if his or her face-up card is an ace. The ace is, of course, the card that determines a blackjack. If the dealer's face-down card is a 10-value card (and there are 16 of these cards) he or she has blackjack. Discover More Here.

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